Your Reliable Loan Partner for Every
Financial Needs

Rakshitha Finserve offers its financial and loan services all over India.

Your loan eligibility depends on monthly income, credit score, and existing debts. Lenders typically allow your total monthly loan payments (EMIs) to take up 40% to 70% of your net monthly income.

To apply for a loan, you must submit a filled application form alongside identity and address proof (such as an Aadhaar card, PAN card, or passport) and income documentation (like recent salary slips, bank statements, or income tax returns).

We offer multiple repayment options: Auto-debit from your bank account (recommended), online payment through net banking, UPI payments, and NEFT/RTGS transfers.

You'll receive instant approval notification via SMS and email within a few minutes of application completion. Once all documentation is verified, funds are typically disbursed within 24 hours on business days. You'll get real-time updates throughout the process via SMS and email.

Contact our customer support team immediately if you anticipate payment difficulties. We offer flexible solutions like EMI restructuring, payment holidays, or tenure extension based on your situation. Early communication helps avoid late payment charges and protects your credit score.

You can apply for a new loan immediately after full repayment of your existing loan. In fact, timely repayment makes you eligible for higher loan amounts and better interest rates on future loans. Repeat customers often get instant pre-approved offers.